🏴‍☠️ “Subrogation Sea”

🏴‍☠️ “Subrogation Sea” (Pirate Insurance Shanty) Intro (accordion / sea shanty rhythm) Hoist the sails! Check the logbook! Another claim on the open sea! ⸻ Verse 1 A merchant ship in a midnight gale Cargo cracked and a shattered sail The crew cried out as the storm rolled in The deck was lost to the crashing wind But the policy stood like a lighthouse bright When trouble struck in the stormy night ⸻ Pre-Chorus The insurer paid for the damage done But the story wasn’t over yet, me son ⸻ Chorus 🏴‍☠️ We paid the gold, we made it right Restored the loss from the stormy fight But someone caused the wreck you see So now we sail for recovery Hoist the sails, track the course Subrogation finds the source No double treasure on this sea The insurer claims recovery! ⸻ Verse 2 A careless captain rammed the side Split the hull with a reckless ride The cargo sank and the crew went pale But the policy covered the merchant’s tale The claim was paid, the books were clear But the insurer said, “Bring that scoundrel here!” ⸻ Pre-Chorus Step aside, we’ll take the stand We sail now in the policyholder’s hand ⸻ Chorus 🏴‍☠️ We paid the gold, we made it right Restored the loss from the stormy fight But someone caused the wreck you see So now we sail for recovery Hoist the sails, track the course Subrogation finds the source No double treasure on this sea The insurer claims recovery! ⸻ Bridge (dramatic pirate chant) First the loss upon the tide Then the claim is satisfied But the guilty ship won’t sail away Subrogation’s on the way! ⸻ Final Chorus 🏴‍☠️ We paid the gold, restored the deck Now we chase the one who caused the wreck Through storm and wave across the sea Insurance seeks recovery Raise the flag and let it be Subrogation sails the sea! ⸻ Outro The loss was paid. The treasure restored. But the chase… has just begun.