Too Big To Fail
[Intro – Beat drops, spotlight on BANKER in a slick suit] BANKER I don’t lend—I engineer liquidity. Turn cash into gold with technical agility. You call it risky? I call it scale. I got backup from the Fed—I’m too big to fail. [Verse 1 – BANKER] Leverage twelve to one, still lookin’ tight, MBS bundles, sleepin’ good at night. Sliced it, diced it, passed it down the chain, If this thing pops, I just shift the pain. Assets up, capital low, But I got models that always show "Long-run stable," "AAA"— Don't check the fine print, just press play. [Pre-Chorus – Chorus of Brokers] BROKERS We securitize, we maximize, Turn mortgages into alibis. Who needs reserves when the price is hype? Write the loan, sell the risk, type type type! [Chorus – BANKER + BROKERS] BANKER Too big to fail, too slick to fall, One call from me and they bail us all. You talk liquidity—I print the stream, Asset-backed swagger, American dream. BROKERS Too big to jail, too wired to sink, We float on confidence, not what you think. Moral hazard? That’s just flair— The Fed’s got my back, why should I care? [Verse 2 – BANKER] I make money from your debt, Turn your rent into my jet. Repo market in my veins, Federal funds rate sets the chains. Required reserves? That’s cute math, I dance through loopholes, skip the wrath. Fractional banking’s a game of trust— We bet the house, then hedge the dust. [Bridge – Spoken with rising synth] BANKER (speaking over synth build) Liquidity crisis? Just means I'm early. Counterparty risk? Please—I'm the party. They say I’m systemic. I say I’m necessary. [Breakdown – Slow, heavy groove, BANKER half-sings] Call me contagion, call me elite, When I catch cold, the street skips a beat. You short my firm? That’s a career-ender. I’m not a lender—I’m the lender’s lender. [Final Chorus – BANKER + BROKERS, full throttle] Too big to fail, too strong to fall, My balance sheet's a wrecking ball. QE me, FDIC me, They insure the whole economy. Too big to jail, too slick to blame, I write the rules inside the game. Systemic risk? Yeah, I’m the tale— Bet against me? Epic fail. [Outro – BANKER, smirking] It’s not a bubble… If I’m holding the pin.
