[Instrumental Intro] [Intro] Dem sell yuh dream wid a barcode string Yuh buy yuh chain — now yuh can’t feel wing Swipe yuh life, but it come back ’round Debt ah di leash dem use fi crown [Verse] Mi seh, credit sweet like a devil grin Gimme now — pay later in sin Finance trap inna pretty bag Social post but yuh soul get drag Phone get new, but di mind still broke Status high while di savings choke BNPL pon every screen Now freedom look like a monthly scheme [Pre-Chorus] Mi nuh own it, but mi payin’ still Locked in fi life like prison bill [Chorus] Credit cyan free yuh — it buy yuh sleep But inna yuh marrow, di cost run deep Yuh dress fi likes but yuh dress fi sale Pay fi chains inna shipment mail Swipe yuh way inna debtful sea Modern slave inna shopping spree [Instrumental] [Verse] Dem tek tuition, and call it hope But now di youth dem swing ‘pon rope Degree hang high, but di job get cut Only loan keep door stay shut Fast life, but di rent move fast Designer suit in a bus pass glass TikTok trend, but a meal missin’ But yuh look rich — that’s di system's mission [Pre-Chorus] Get dat drip — but drip turn flood Bank smile while dem suck yuh blood [Chorus] Credit cyan free yuh — it own yuh name Whe yuh live, how yuh move, how yuh play di game Lifestyle loan and it dress like choice But di price yuh pay silence yuh voice Dem sell distraction fi steal yuh plan Now yuh work fi a brand, not fi yuh land [Instrumental] [Bridge] Mi seh, broke a crime, but spend a mask Dem feed illusion fi keep yuh tasked From iPhone debt to car-note jail Dem build economy ‘pon yuh fail Click fi di cart, click fi di bind Buy di box whe trap yuh mind [Instrumental] [Final Verse] Mi rather own mi peace dan chase di brand Rather barefoot dan lose mi stand Tek di likes, but mi hold mi root Credit cyan buy mi rebel suit Mi naw live rich fi die poor in soul Mi hustle truth — mi nah tek role [Pre-Chorus] Pay dem bills, but nuh sell mi fate Mi nuh born fi be di interest rate [Final Chorus] Credit cyan free yuh — dem know it good Cyan see yuh shackles when dem made of wood Yuh chase dat life, but it chase yuh back Debt wear tie, but it still a trap Mi build from soil — mi own mi fight Dem cyan finance mi birthright [Outro] So mi seh... Live slow. Grow bold. Debt cyan’t chain what cyan’t be sold. [Refrain] Buy nuh lie Tek yuh time Mind yuh soul Drop di line [Instrumental Outro]