The Pendulum (Premium)

⚖️ Pendulum (Premium vs Deductible) ⏰ Intro (soft ticking, slow beat) Every choice Swings the cost. ⸻ 🎤 Verse 1 Every policy’s a balance Every promise has a price You decide how much to carry When you roll the dice You can keep a little risk Or pass it down the line Every choice you make Redraws the line ⸻ 🌊 Pre-Chorus The scale begins to move The numbers start to bend How much you hold yourself Changes what you spend ⸻ ⚖️ Chorus Like a pendulum it swings Back and forth it goes Higher deductible you choose Lower premium it shows But if the deductible falls And you want less risk to hold Then the premium rises That’s the trade we’re told ⸻ 🎤 Verse 2 Premium’s what you pay Just to keep the plan in place Deductible’s the cost you meet Before the claim can start its race You decide where risk should live With every form you sign Between protection and the price You draw the line ⸻ 🌊 Pre-Chorus 2 No perfect answer lives here No single path is right Just the balance of the cost And the risk you choose to fight ⸻ ⚖️ Chorus (clear exam reminder) Higher deductible you hold Lower premium you pay Lower deductible you choose Premium goes the other way Back and forth the numbers flow Like a pendulum in time Sharing risk between two sides Policyholder and insurer line ⸻ 🌙 Bridge (soft reflection) Every policy’s a question Every answer sets the scale How much risk will you carry Before the safety rails? ⸻ ⚖️ Final Chorus (strong memory hook) Higher deductible you choose Lower premium to pay Lower deductible you keep Higher premium each day The pendulum keeps swinging That balance never ends Insurance is the rhythm Where cost and risk depend ⸻ ⏰ Outro Tick… Tock… Cost… Risk… Balance.