[Verse 1] Got a house with a sign leanin' sideways in the rain Seller say they stuck, payments drivin' them insane Bank want blood, taxes stackin' up high Everybody see a problem, I just see a buy Walked up slow, shook a hand on the porch Said "Tell me your story, let me carry that torch" No big check, no banker in the room Just a creative solution when the market spells doom [Pre-Chorus] They see debt I see terms They see fire I see burns turn to earnings [Chorus] Subject to, seller carry too When the bank says "No," we find another route Lease option, wrap note, cash flow through the roof Everybody wants the deal, but few can tell the truth Move that market, move that block Turn a dead-end listing into something hot Creative finance, that's the game we do If there's a problem in the contract, we can work it through [Verse 2] Got another lead from a late-night call Inherited a property, don't want it at all Needs paint, needs work, needs somebody bold Everybody wants turnkey, I want ugly and old Interest rate three percent, why would I replace it? Take over payments, then I simply embrace it While the crowd waits around for the perfect loan I'm collectin' cash flow from a house I don't own [Pre-Chorus] They chase banks I chase deals They chase headlines I chase what's real [Chorus] Subject to, seller carry too When the bank says "No," we find another route Lease option, wrap note, cash flow through the roof Everybody wants the deal, but few can tell the truth Move that market, move that block Turn a dead-end listing into something hot Creative finance, that's the game we do If there's a problem in the contract, we can work it through [Bridge] No silver spoon, no trust fund stack Just learning how to structure what the others passed Every vacant house got a story to tell Sometimes the gold's hiding underneath the shell [Breakdown] Terms... terms... terms... Everybody talking money I be talking terms Terms... terms... terms... When rates get high That's when the creative learns [Final Chorus] Subject to, seller carry too Turning locked-up equity into something new While the crowd keeps waiting for the market to improve We're out here making deals and making houses move Move that market, move that block One more family getting one more shot Creative finance till the closing's through If there's a way to solve the problem, we'll find it too Terms... terms... terms... That's how the houses move.
