🎭 “Skin in the Game” (Insurable Interest Song)

🎭 “Skin in the Game” (Insurable Interest Song) 🎷 Intro (detective piano + snapping fingers) Alright… Let’s check the paperwork. You insured what exactly? Hmm. Let’s talk about insurable interest. ⸻ 🎤 Verse 1 Insurance isn’t built for bets Or hoping someone else regrets You can’t just point across the street And write a policy for heat If loss won’t hit your wallet hard You don’t get dealt the insurance card Because the rule is plain and fair You must have something real at stake there ⸻ 🎺 Pre-Chorus If it burns and you feel no pain Then you have no skin in the game ⸻ 💥 Chorus You gotta have skin in the game Loss has to carry your name If the damage comes and you don’t care Insurance won’t be paying there You gotta have skin in the game That’s the insurable interest claim If you don’t lose when things go wrong That policy won’t last long ⸻ 🎤 Verse 2 Your house? Of course — insure away Your car you drive most every day Your business tools, your family’s life Your partner, husband, kid, or wife But not your neighbor’s fancy boat Just ‘cause you like the way it floats If it sinks and you shrug and grin That’s where the rule comes stepping in ⸻ 🎷 Pre-Chorus If loss won’t touch your life or pay The contract simply fades away ⸻ 💥 Chorus You gotta have skin in the game Loss has to carry your name If the flames rise high and you feel fine That policy won’t stand the line You gotta have skin in the game That’s the insurable interest claim If you can’t lose when things go wrong Insurance says: move along ⸻ 🎭 Bridge (mock investigation) Hold on… hold on… You insured three houses you don’t own? And five boats belonging to strangers? Interesting strategy… But insurance isn’t a lottery. ⸻ 🎺 Final Chorus You gotta have skin in the game Loss must carry your name Insurance protects what you could lose Not things you randomly choose You gotta have skin in the game That’s the foundation of the claim If there’s no stake for you to bear No policy will happen there ⸻ 🎹 Outro Insurance protects real loss Not curiosity. Case closed.