👻 “The BOR Came Tonight” Intro (creaky office door, spooky synth) Midnight at the insurance desk… Coffee cold… spreadsheets glowing… Wait… what’s that email? ⸻ Verse 1 Files stacked high in quiet rows Renewal coming, everyone knows Policy safe, account secure Everything steady… feeling sure Then suddenly the inbox screams A message glowing on the screen Subject line in ghostly light: Broker of Record signed tonight ⸻ Pre-Chorus Something’s shifting in the file Something creeping down the aisle ⸻ Chorus 👻 The BOR came tonight! Changed the broker with one signature line One little letter, signed in ink Now the account belongs to someone else to keep 👻 The BOR came tonight! Policies moving in the moonlight Underwriters turn and stare “Who’s the broker now in there?” ⸻ Verse 2 Phone lines ringing down the hall Someone whispers “Did you see it at all?” That account we worked all year Just vanished in the atmosphere The client signed with simple grace Now a new broker takes the place ⸻ Pre-Chorus No storm, no claim, no market crash Just one signed letter… and it’s gone in a flash ⸻ Chorus 👻 The BOR came tonight! Paper ghosts in office light Signed and sent without a sound Now a different broker runs the round 👻 The BOR came tonight! Accounts drifting out of sight Read the message, check the lore Someone signed a B-O-R ⸻ Bridge (campfire spooky storytelling) Gather close and hear the tale Of brokers watching accounts set sail Not by storm, not by fire Just paperwork signed by the buyer The lesson whispered through the floor: Protect your clients… or fear the BOR ⸻ Final Chorus 👻 The BOR came tonight! Accounts shifting left and right One small letter, power restored To the broker now of record ⸻ Outro (whisper) Check the file… Check the client… And beware… The BOR.
