Fools Gold

🤠 Fool’s Gold (Underwriter Song) 🎹 Intro (saloon piano + bell) (Bell rings) Step right up, traveler… The mine’s open tonight. But not every glittering stone Gets through the gate. ⸻ 🎤 Verse 1 They ride in with polished boots Claims shining bright like treasure chutes Every story smooth as wine But I’ve heard that line a thousand times Poker smiles and steady eyes Applications dressed in ties But I’ve learned the prospector’s rule Not every sparkle comes from jewels ⸻ 🎺 Pre-Chorus You can toast to opportunity Raise a glass to chance But every mine needs someone Who decides who gets the dance ⸻ 💰 Chorus Fool’s gold don’t fool me I know the shine from truth Before the policy’s written I examine every proof Underwriters judge the risk Before the deal is sold Some claims glitter brightly But some are fool’s gold ⸻ 🎤 Verse 2 Some risks ride steady through the dust Some crack like timber under rust Some look safe in daylight’s glow But the numbers tell me no I weigh the odds, I read the chart Separate the luck from art If the mine is strong and fair Then I’ll write the coverage there ⸻ 🎺 Pre-Chorus It’s not about the loudest claim Or who can talk the best It’s knowing when the treasure’s real And when it’s just a test ⸻ 💰 Chorus Fool’s gold don’t fool me I know what risk can hold Before a policy’s issued I decide what can be sold Underwriters judge the risk Set premiums strong and bold Protect the company’s future From a mountain full of fool’s gold ⸻ 🎤 Rap Bridge (prospector swagger) Application hits the desk Numbers first, forget the rest Loss history, claim trends too Every detail gets a view Approve the risk, adjust the rate Maybe add conditions to the gate If the odds look fair and sound Coverage might get written down But if the shine feels counterfeit We don’t write a policy for it ⸻ 💰 Final Chorus (biggest) Fool’s gold don’t fool me Not every story’s told Underwriters guard the gate Before the risk is sold Evaluate, approve, decide That’s the role I hold Separating real risk From the glittering fool’s gold ⸻ 🎹 Outro (piano slows) Hat tipped low… Ledger closed… Next applicant.