INS-005 Risk Management Dance

Song 2: “The Risk Management Dance” Verse 1 Life is full of risks that show up every day Broken bones, storms, accidents along the way But smart people don’t just cross their fingers tight They manage risk and keep their future bright Five big methods help us stay prepared Ways to handle trouble when we’re scared ⸻ Pre-Chorus Some you dodge, some you tame Some you carry in the game! ⸻ Chorus Avoid it, control it, retain it, share Transfer the risk when you want repair Five big ways to handle chance Come on everybody do the risk management dance! Avoid it, control it, retain it, share Transfer the risk when losses glare Insurance comes in right there That’s risk transfer — handled with care! ⸻ Verse 2 Avoidance means you never take the chance Like skipping skydiving or a risky dance Control means reducing danger’s bite Seatbelts, helmets, locking doors at night Retention means you handle loss yourself Like small repairs you pay without help Sharing means the group takes part Many people splitting risk from the start ⸻ Chorus Avoid it, control it, retain it, share Transfer the risk when you want repair Five big ways to handle chance Come on everybody do the risk management dance! ⸻ Bridge (dramatic chaotic section) Transfer is the one we all know well That’s where insurance casts the spell You pay a premium every year And the insurer helps when losses appear! Risk moves from you to the company’s side Spreading the cost far and wide! ⸻ Final Chorus Avoid it, control it, retain it, share Transfer the risk when life’s unfair Five big tools to help prepare Insurance fits in — risk transfer!